Conditions of insurance coverage of rental cars

Standart set of insurance risks during the car hire

1. CDW (Collision Damage Waiver)
Insurance of damages of the cars caused by road accidents.
Responsibility will be setted for renter in Rental Agreement.
The given kind of insurance is unconditional, it means that the responsibility comes independently on whose fault the road accident has happened.

2. TP (Theft Protection)
Illegal possession of the vehicle or its complete structural loss.
Responsibility will be setted for renter in Rental Agreement.
The given kind of insurance is unconditional, and comes in case of theft or car robbery.

3. Obligatory insurance of civil liability
Insurance of responsibility of harm made upon health, life, property of the suffered third parties. Is an obligatory kind of insurance for all cars without any exception.
The limit of responsibility for the harm made to property of suffered third parties is 25 500,00 UAH under each policy. Limit of responsibility for the harm made upon life, health of victims, behind each policy is 51 000,00 UAH on one victim.

Additional set of insurance risks during the car hire

1. sCDW (Super Collision Damage Waiver)
Option to decrease the responsibility on car damage which has resulted a road accident. Insurance cost is agreed by operating tariffs for one car per day.

2. sTP (Theft Protection)
Option to decrease the responsibility on car theft or robbery, caused by illegal possession of the vehicle. Insurance cost is agreed by operating tariffs for one car per day.

3.PAI (Personal Accident Insurance)
Insurance upon road accident, as a result of which the passenger and/or the driver was dead or has been wounded. The insurance sum covers each of the suffered persons in the car, in an equivalent of the sum which does not exceed 50 500 UAH, provided that all passengers were in the car during failure, and their quantity did not exceed quantity of passenger places in the car.
Insurance cost is agreed by operating tariffs for one car per day.

4.sTPL (Third Party Liability)
Super insurance of Third Party Liability. This kind of insurance operates, when the Renter promotes road accident, and it has been recognized guilty of the occurred road accident. Insurance covers Renter liability for the damages made to the third parties, the expenses connected with compensation to the third party of straight losses to their property and health/life in an equivalent of 505 000,00 UAH.
Insurance cost is agreed by operating tariffs for one car per day.

Exceptions of insurance coverage during the car hire

For every illegal actions or operations,
For towing and/or pushing other vehicles,
For races or related training sessions and driving lessons,
For riding off-road and through deep pools, or at places not designed for road transport,
Continuation of usage in the improper technical condition of the vehicle, known in advance to the Renter,
Usage of the car which causes decrease of its cost and exceeds its Normal deterioration.
Outside the territory of Ukraine (The CIS countries and Europe – the countries members of system of insurance Ťthe Green cardť, including Lithuania, Latvia, Estonia) without the obtainment of written authorization from the Rental Company, exception of the given kind of insurance in any case: territory of the Krasnodar and Stavropol edges, Republic of Kalmykia and territory of other republics of the North Caucasus which are a part of Russia.
Driver in drunken state or under the effect of narcotic drugs or psychotropic agents, or medical drugs which except driving a vehicle.
Without the driver possessing appropriate certificate (permit) for driving the vehicle of appropriate category.
The car remains opened.
The security system is switched off and/or the gear box lock is not closed.
The radio tape recorder panel is not taken out from the car.
Personal things are left in the car.